Benefits

Union Wage and Benefit Rates
Our training, productivity and work ethic mean we get the job done on time and on budget. This helps our contractors make money, which means we make money.

Members can receive a copy of the current wages and benefits we receive as part of our collective bargaining agreements, commonly known as our union contract, by contacting their Representative or Local Union office.

Free Training and Education
Everybody talks about the need for a skilled workforce in America. The UBC, the Regional Council and our signatory contractors aren’t just talking about it — we’re doing it. Whether it’s apprenticeship training or journey-level skill advancement, our training sets the industry standard for quality and productivity. Training is essential. It makes each of us more employable at better wages. It retains and expands our market share. It distinguishes us from nonunion competition. It helps us sign up more contractors and attract more workers to our crafts.

All of our training is free to members in good standing. We spend millions of dollars each year reinvesting in our skills, and it’s all paid for by us, as a union, out of payroll deductions. It doesn’t cost taxpayers a dime.

Member Assistance
As a member in good standing, you may have free access to confidential referrals, counseling and advice on a range of issues when you feel you’re in over your head. The Council’s member assistance plan offers counseling for medical, behavioral health and substance abuse.

This plan is specifically available to those members who are served by the Carpenters and Joiners Welfare Fund, which services members in the Twin Cities, southern Minnesota, Iowa and Nebraska who are covered by the Wilson-McShane medical fund. The plan is overseen by a third-party administrator. For more information: T.E.A.M Workplace and Employee Services.

Retirement
Most members can look forward to two types of retirement:
A defined benefit pension and a defined contribution pension

Defined Benefit Pension
This is a traditional pension. Employers pay a specific amount of money into a trust fund for each hour you work. Once you retire you will receive a specific dollar amount every month — the “defined benefit”.

The amount of the benefit is determined by a formula based on how many years you worked, how many hours you worked each of those years, and a multiplier. You have to be vested to be eligible to collect a pension; vesting requires working a designated number of hours for at least five years.

The Regional Council intends to eventually merge pension funds so all members are covered by the same plan Council-wide. By merging funds and weeding out duplication in areas such as fund management and administrative overhead, we can cut costs and improve returns. That will make it possible to improve the health of the funds and improve your financial stability in your retirement.

Defined Contribution Pension
Most members also have a defined contribution pension. Employers deposit a specific amount of money directly into your personal account for each hour you work. Once you become vested (by working enough hours), the money remains in your personal account. You can designate how your money is invested. You can withdraw the money after you quit working in the craft, when you retire, or under other circumstances.